Voluntary Benefits - A Decision to be made

What are Voluntary Benefits?

Well to start they are exactly as described, 100% voluntary with no requirement or participation level implied. Now some voluntary benefits are restricted to larger organizations employing hundreds or more while others are open to any and all companies.

Let's take a look at some of the available types of voluntary benefits:
* Supplemental/Voluntary Life Insurance
* Short Term Disability
* Long Term Disability
* Accident/Critical Illness Insurance
* Home & Auto Insurance
* Dental
* More...

As an employer you should ask yourself why would a voluntary benefits program be useful to myself and my organization, after all time is money. Over all a volunatry benefits program has very few cons outside of a few hours of your time and perhaps so communications with your staff and employees. The programs are always free to the employer and can add to your companies overall benefits selection.

A thing to remember: EVERYONE IS DIFFERENT & SO ARE THEIR NEEDS

One of the greatest assets of having a program is that you can offer a flexible array of coverages to be taken by employees as their needs see fit, and moreover the program offers portability just in case a concern is brought regarding the return on their investments.

Employers across the country have moved into a heavy demand for voluntary benefits and it looks like they are here to stay. Voluntary Beneftis are a mandatory neccessity to any thriving business, allowing higher retention, employee morale and overall better recruiting. With unemployment constantly creeping and the savvy employees/key personel always keeping an ear to the floor you can't afford not to offer a program in voluntary beneftis.

With no direct cost to your bottom line why wait? Contact us for more information on how you can better arm yourself in a growing and fierce job market: Adam@jaknappagency.com or http://www.jaknapp.com/

Looking toward the future...

Adam Griggs
VP - JA KNAPP

Voluntary Benefits are Mandatory for Future Success

Many employers have heard the term voluntary benefits, yet few employers have chosen to exercise this available asset. "Only the larger corporations can afford to offer them..." ; "I would look into it but our company is too small, maybe when we get some growth..." ; "I already have my plate full, I don't need more work..." . These are all statements we have heard over and over again, but are they really true?

Fact # 1 - Voluntary Benefits are FREE, Voluntary Benefits cost the employer nothing. Although employers can contribute it is in no way required. Any size organization from 2 - 5,000 can offer voluntary benefits.

Fact # 2 - No company is too small, even a 2 employee company can offer some form of voluntary benefits. Starting early may even help retain those key employees essential to your companies growth!

Fact # 3 - Voluntary Benefits can and will take little or no time from you as an owner. Every agent/broker offering voluntary benefits knows that employers are constantly pulled in every direction, and they know the best service they can offer is to do the leg work. Your agent should be getting company information, quoting and creating marketable pieces to your employees whether by a payroll stuffer, health and wellness fair or one-on-one appointments.

With the current economy and workload, availability of funds are limited and just like you as an employer your employees are constantly looking to better their situations. Head them off before they head off with a volunaty benefits package, show them their importance and your investment in them. Higher retention, better productivity and over all morale will improve immediately and you have done nothing beyond asking what can I offer my company.

For more information email: John@jaknappagency.com
or go to: http://www.jaknapp.com/

Adam Griggs
Program Manager/Broker

JA KNAPP AGENCY